Raising Financially Empowered Kids

The World Teaches Our Kids to Spend

Let’s break the cycle and raise financially empowered kids

By age 5, your child is already forming beliefs about money.
By 15, most of them are locked in.

The question is—what beliefs are they forming?
Are they learning that money is a tool for freedom and choices?
Or that it's stressful, confusing, and always just out of reach?

If you've ever felt overwhelmed by money...
If you were never taught how to budget, save, or invest...
If you've spent years trying to dig out of credit card debt or stop living paycheck to paycheck...

Then you already know how painful it is to enter adulthood without the tools.
And how long it can take to undo the damage.

That's why I created the Raising Financially Empowered Kids Membership.
It's a low-lift, high-impact way to break the cycle—and it's just $25/month.

Each Friday, you'll get one quick, actionable tip to teach your child real-world money skills.
No overwhelm. No lectures. No finance degree required.
Just simple guidance you can apply that week to build their confidence and clarity around money.

Easy, actionable tips you can implement in minutes
Built on real-world financial education
Created by a personal finance teacher and mom who gets it
Helps your child avoid the confusion and struggle you may have lived through

It's designed for kids as young as 5—but if your child still lives under your roof, this is for them, too. Even if they're older than 15, it's not too late to shape their mindset and daily money habits.

Because the truth is this:
If we don't teach our kids how money works, the world will.
And the world teaches them to spend, chase instant gratification, and tie their self-worth to what they buy.
They become great consumers—not wealth builders.

If we don't interrupt that pattern, they'll be teens who overspend, swipe without thinking, and enter adulthood already behind.
Not because they're bad with money—because they were never shown a better way.

But you can show them.
You can model a different path. One rooted in values, clarity, and confidence.

And for just $25/month, this membership gives you everything you need to start.

The first email drops on Friday and you don't want to miss it. Join right now to get the life changing tips and tricks without the overwhelm. 

And if you're parenting a teenager?
Don't miss my Life-Changing Money Moves for Teens course—designed to help your teen budget, save, build credit, and invest with confidence:

You don't need to be a money expert to raise one.
You just need to start the conversation—and stay consistent.

Let this be the first step. I'll guide you the rest of the way.

Crystal Rigley Janis
Founder, Dreamz on Fire
Mom | Former Personal Finance Teacher | Coach for Raising Money-Smart Kids