Anna Febiana
Life Insurance & Living Benefits Specialist | Independent Insurance Agent
Protecting the life you live and the people you love.
Anna Febiana is an independent life insurance professional based in Walnut Creek, California, helping individuals, families, and business owners understand their insurance options and make informed decisions about protecting their financial future.
As a mother of two, Anna understands that financial security is about more than accumulating wealth. It’s about protecting the people we love, preserving what we’ve worked hard to build, and preparing for life’s unexpected interruptions.
Having personally witnessed the devastating ripple effects of being financially unprepared, Anna is passionate about helping others understand the importance of protection before they need it.
She specializes in Life Insurance with Living Benefits, helping clients explore policies that may provide financial resources during their lifetime in the event of qualifying serious illnesses or injuries, not just a death benefit for their loved ones.
But Anna’s work doesn’t begin with selling a policy. It begins with understanding what you already have.
Many people have life insurance through their employer, a policy they purchased years ago, or additional coverage they may not fully understand. Anna believes everyone deserves to know exactly what their insurance provides, what its limitations are, and whether it still aligns with their current needs.
Her approach is centered on education, transparency, and meaningful conversations, not pressure.
How Anna Can Help
Life Insurance Policy Reviews: Understand your existing coverage, including death benefits, living benefits, premiums, exclusions, limitations, and potential gaps. Determine whether your current protection still meets your needs.
Life Insurance with Living Benefits: Explore policies that may provide access to a portion of the death benefit during qualifying critical, chronic, or terminal illnesses or covered injuries, subject to policy provisions.
Term & Permanent Life Insurance: Understand different coverage options to help protect your family, replace income, and address long-term financial responsibilities.
Retirement Income Strategies: Explore annuities designed to provide guaranteed lifetime income and help address the risk of outliving retirement savings.
Tax-Advantaged Retirement Strategies: Learn how properly structured permanent life insurance may complement other retirement savings and income strategies.
College Funding Strategies: Explore flexible options to help prepare financially for your children’s education.
Business Protection: Help business owners explore Key Person Insurance, Buy-Sell Agreement funding, and other insurance-based protection strategies.
Connect with Anna
Phone: (702) 445-9885
Email: febiana.anna@gmail.com
California Insurance License: #0C69599
Already have life insurance but aren’t sure exactly what it covers? Anna welcomes the opportunity to help you review your existing policy, understand your benefits, and identify potential gaps in your protection, even if you purchased your policy elsewhere.
Insurance products and riders are subject to availability, eligibility, policy terms, and state regulations. Accelerated living benefits reduce the remaining death benefit and may have other limitations. Annuity guarantees depend on the issuing insurer’s claims-paying ability. Tax treatment depends on individual circumstances. Consult a qualified tax professional for tax advice.