Okay, Moneybags!

The tiny money moments tell you more than you think.

Twice in the last week, my husband has said, “Okay, Moneybags!” And he did not mean it as a compliment.

Here's the context. I was washing our dog blankets for the SECOND time in one week because they stink. I said, “I might just toss these every 1–2 years because they get so stinky.” And my husband said, “Okay, Moneybags!” Over a $20 blanket.

My husband is the most amazing man, so this isn't a dig at him. But it was interesting to watch how quickly a scarcity mindset could show up over something so small.

I paused for a minute and then said, “Thank you! Yes! Money flows easily and I spend it freely.”

Because here's the thing: You get to decide the meaning you give things, and that meaning determines how you show up and move in the world.

I could have taken “Moneybags” as an insult. I could have gotten defensive. I could have started arguing about whether throwing away a $20 dog blanket every couple of years was financially responsible. Instead, I decided to own it with pride.

Yep. Moneybags. That's me.

We think changing our relationship with money happens in the big decisions: investing, buying a house, paying off debt, making more money. But so much of it happens in these tiny, everyday moments.

A $20 blanket. The voice that says, That's wasteful. You shouldn't spend that. Just keep washing it. The meaning we attach to being someone who spends money freely versus someone who holds onto every dollar. Those tiny moments can tell you so much about the money beliefs running underneath your decisions.

And to be clear, abundance isn't about throwing money away. I could decide that blanket is perfectly fine and keep washing it. Or I could decide that spending $20 every couple of years is absolutely worth not washing a disgusting dog blanket twice in one week. Neither decision is inherently right or wrong.

The question is: What is driving the decision?

Is it a conscious choice based on what matters to you? Or is it fear, scarcity, guilt, or an old money story automatically making the decision for you?

I am not interested in making every $20 decision from a place of scarcity. I am not interested in believing that holding onto something forever simply because I can makes me better with money.

I want money to flow easily into my life, and I want to feel good spending it on the things that make my life easier and better.

So if you call me Moneybags, just know I'm going to say thank you.

You get to decide what things mean. Choose the meaning that moves you toward the person you want to become.

Disclaimer: I am an educator, not your personal financial advisor. Please make sure to do your own research before moving forward with any actions discussed in this blog post. 

Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!